Opa-locka and the surrounding corridor draw investors hunting deep value-add — small multifamily, warehouse conversions, and single-family rehabs with real margin left in them.
FFC Lending arranges fast, flexible financing for Opa-locka real-estate investors and business owners — fix & flip, ground-up construction, bridge, DSCR rental loans, and working capital from $75K to $5M.
Acquisition + rehab capital — up to 85% LTC, 100% of the build, 70% ARV.
See program details →Finance new builds from the dirt up — 12 or 18 months, interest only.
See program details →Qualify on the property's cash flow — 30-year fixed, no tax returns.
See program details →Working capital based on your revenue, not your credit score.
See program details →No. All FFC financing is business-purpose only — investment properties and business capital, never owner-occupied primary residences or personal, family, or household use.
Property programs typically start at a 650–680 minimum FICO depending on the program. Revenue-based working capital qualifies on your business's sales history instead of your score.
Property loans are built to close in days-to-weeks, not months — timelines depend on title, insurance, and appraisal. Working capital can fund in as little as 1–2 business days.
Fernandez Financial Capital is a broker (NMLS #999812) that arranges financing through vetted lender partners — which is why we can match your deal to the program that actually fits it.