Fernandez Financial Capital arranges business-purpose financing and may work with third-party lender partners. Informational only — not an offer, approval, or commitment to lend. The programs on this page are for business and investment purposes and non-owner-occupied properties — not for primary residences or personal, family, or household use. Consumer home loans (FHA and conventional) for eligible owner-occupied properties are offered separately through licensed loan originators. Equal Housing Opportunity. Terms vary by property, borrower, and lender partner and are subject to full underwriting. Availability varies by state.