Jupiter's coastal and golf-community stock supports premium renovations and bridge plays, with end buyers who pay for turnkey quality.
FFC Lending arranges fast, flexible financing for Jupiter real-estate investors and business owners — fix & flip, ground-up construction, bridge, DSCR rental loans, and working capital from $75K to $5M.
Jupiter is an incorporated town at the northern end of Palm Beach County, where the Loxahatchee River and the Intracoastal meet the ocean at the Jupiter Inlet. Price points here tend to run higher than in much of South Florida. Investors renovate waterfront homes along the river and Intracoastal, rebuild older homes in established neighborhoods east of I-95, and buy in planned communities like Abacoa, where townhomes and single-family homes sit inside homeowner associations.
On the water, the work often goes beyond the house: docks, seawalls and lifts may need permits beyond the town's, and flood zone and insurance weigh heavily on the budget. Not every Jupiter address is in the Town of Jupiter. Jupiter Farms is unincorporated county land with larger lots, and Tequesta and Jupiter Inlet Colony are separate municipalities, each with its own permits and rules. Our programs go up to $5 million, which covers many higher-value Jupiter purchases and renovations.
Acquisition + rehab capital — up to 85% LTC, 100% of the build, 70% ARV.
See program details →Finance new builds from the dirt up — 12 or 18 months, interest only.
See program details →Qualify on the property's cash flow — 30-year fixed, no tax returns.
See program details →Working capital based on your revenue, not your credit score.
See program details →Our hard money, bridge, construction, DSCR and working-capital programs are business-purpose only — for investment properties and business needs, not a home you live in. If you're buying a home to live in, FFC also arranges FHA and conventional home loans for eligible owner-occupied buyers, reviewed by a licensed loan originator.
Property programs typically start at a 650–680 minimum FICO depending on the program. Revenue-based working capital qualifies on your business's sales history instead of your score.
Property loans are built to close in days-to-weeks, not months — timelines depend on title, insurance, and appraisal. Working capital can fund in as little as 1–2 business days.
Fernandez Financial Capital is a broker (NMLS #2896990) that arranges financing through vetted lender partners — which is why we can match your deal to the program that actually fits it.
Yes. Our lender partners' programs go up to $5 million, which covers many Jupiter waterfront purchases, renovations and new builds. Larger loans may need more experience, reserves or equity, depending on the lender partner.
It depends on the property. Check the town's current vacation rental rules, the state's licensing requirement and, for planned communities like Abacoa, the HOA's leasing rules, which often set minimum lease terms. We'll underwrite on long-term rent if short-term isn't clearly allowed.