How it works
Instead of a traditional installment loan, this option involves the purchase of a portion of future business receivables. Review the agreement and all costs carefully.
Business working capital
Capital built around the revenue your business already earns.
A merchant cash advance can provide a lump sum of working capital in exchange for an agreed portion of future receivables.
Revenue basedPrimary consideration
1–2 daysPotential funding speed
FlexibleWith your sales
Working capital for operating businesses.
What it can support
Inventory, payroll, equipment needs, marketing, or other short-term operating needs for an established business.
Best fit
- Businesses with recurring revenue
- Time-sensitive working-capital needs
- Owners seeking options beyond traditional bank credit
Before you apply
- Recent business bank statements
- Basic business details and revenue picture
- Purpose and amount requested
Need business capital?
Tell us about your revenue and what the funds need to accomplish.
Discuss your business →Tell us about your revenue and what the funds need to accomplish.