What it can support
Acquisition of the lot, approved plans, construction budget, and the path to a completed residential project.
Construction financing
Build from the ground up with a clear capital plan.
Financing for real estate investors developing 1–4 unit residential projects. We review the build scope, budget, experience, and exit strategy together.
Up to 80%Loan to cost
Up to 70%Loan to finished value
12 or 18 mo.Interest-only terms
Built for the full project.
How it is reviewed
Construction financing is evaluated around the project budget, timeline, borrower experience, property, and projected value after completion.
Best fit
- Residential investors and builders
- 1–4 unit ground-up projects
- Defined scope, budget, and exit plan
Before you apply
- Property or lot details
- Plans, permits, and build budget
- Experience and proposed exit strategy
Have a build in motion?
Tell us about the lot, budget, and timeline.
Discuss your project →Tell us about the lot, budget, and timeline.