Broward County · Business-Purpose Lending

Hard Money & Private Lending in Hollywood, Florida

Hollywood's mix of 1950s housing stock and beachside condos keeps renovation investors busy, while its rental demand supports DSCR holds from the beach to State Road 7.

FFC Lending arranges fast, flexible financing for Hollywood real-estate investors and business owners — fix & flip, ground-up construction, bridge, DSCR rental loans, and working capital from $75K to $5M.

Local Miami Lakes team · Hablamos tu idioma · Real answers within 24 hours
Investing in Hollywood

What we see in Hollywood deals

Hollywood was founded in the 1920s and sits right between Miami and Fort Lauderdale, so investors find a wide mix here: 1950s ranch homes and duplexes in the neighborhoods west of US-1, historic homes around Hollywood Lakes and Downtown Hollywood, and condos along Hollywood Beach and the Broadwalk.

On older Hollywood homes, insurance is often what makes or breaks the numbers. Insurers commonly ask for a four-point inspection (roof, electrical, plumbing and HVAC) and a wind-mitigation report, and the results drive the premium your loan payment has to cover. East of Federal Highway, flood zones add another layer. We ask about roof age and inspections early so the rental math holds up at closing.

Deals we structure in Hollywood

  • Fix & flip on mid-century single-family homes and duplexes
  • DSCR loans on duplexes and small multifamily held as rentals
  • Bridge loans to buy a property that needs work before it qualifies for a long-term loan
  • Ground-up construction where an older house is torn down for new construction
What we fund in Hollywood

Six programs, one local team

Fix & Flip

Acquisition + rehab capital — up to 85% LTC, 100% of the build, 70% ARV.

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Ground-Up Construction

Finance new builds from the dirt up — 12 or 18 months, interest only.

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Bridge Loans

Short-term capital to buy, refinance, or pull cash out fast.

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Investment & Rental (DSCR)

Qualify on the property's cash flow — 30-year fixed, no tax returns.

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Merchant Cash Advance

Working capital based on your revenue, not your credit score.

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Business Line of Credit

Revolving capital you draw only when you need it.

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Why local matters

A South Florida team, not a national call center

  • We know the market. Our team lives and lends across Broward County — we can talk about your Hollywood deal street by street.
  • Hablamos español. Every conversation, document walkthrough, and closing can happen in English or Spanish.
  • Speed built in. Days-to-weeks closings on property programs; working capital in as little as 1–2 business days.
  • Straight answers. A real person reviews your deal and responds — usually within one business day.
25+ years in business · $100M+ in client loans funded
Common questions
Do you lend on primary residences in Hollywood?

Our hard money, bridge, construction, DSCR and working-capital programs are business-purpose only — for investment properties and business needs, not a home you live in. If you're buying a home to live in, FFC also arranges FHA and conventional home loans for eligible owner-occupied buyers, reviewed by a licensed loan originator.

What credit score do I need?

Property programs typically start at a 650–680 minimum FICO depending on the program. Revenue-based working capital qualifies on your business's sales history instead of your score.

How fast can a loan in Hollywood close?

Property loans are built to close in days-to-weeks, not months — timelines depend on title, insurance, and appraisal. Working capital can fund in as little as 1–2 business days.

Is FFC the lender?

Fernandez Financial Capital is a broker (NMLS #2896990) that arranges financing through vetted lender partners — which is why we can match your deal to the program that actually fits it.

Do insurance inspections matter on older Hollywood homes?

Yes. Insurers often require a four-point inspection and a wind-mitigation report on older homes, and the results set the premium your monthly payment has to cover. Getting them early avoids surprises at closing.

Do you lend on Hollywood Beach condos?

Yes, for investment purposes. Condo loans depend on the association's budget, reserves, insurance and inspection status, so send us the building name early and we'll tell you which programs can work.

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