Davie ranges from equestrian acreage to student rentals near the university cluster — a varied market where flexible, business-purpose capital fits more deals than bank financing.
FFC Lending arranges fast, flexible financing for Davie real-estate investors and business owners — fix & flip, ground-up construction, bridge, DSCR rental loans, and working capital from $75K to $5M.
Davie is an incorporated town in central Broward County, and it still feels different from its neighbors. Large parts of town are zoned for agricultural and rural-ranch use, with horse properties, nurseries and an extensive trail network, and voters approved a charter amendment in 2001 to protect that rural, equestrian character. Alongside those acreage lots you'll find 1970s and 1980s single-family subdivisions, condo and townhome communities like Pine Island Ridge, newer gated neighborhoods toward I-75, and rental demand around Nova Southeastern University and the college campuses near College Avenue.
That mix means two Davie properties a mile apart can need very different loans. On rural-zoned land, what you can build, subdivide or keep on the lot is set by the town's land development code, and some larger lots may rely on well and septic rather than city utilities. Permits go through the Town of Davie, not Broward County. In the condo and HOA communities, association leasing rules and dues usually matter more. We sort out which situation you're in on the first call.
Acquisition + rehab capital — up to 85% LTC, 100% of the build, 70% ARV.
See program details →Finance new builds from the dirt up — 12 or 18 months, interest only.
See program details →Qualify on the property's cash flow — 30-year fixed, no tax returns.
See program details →Working capital based on your revenue, not your credit score.
See program details →Our hard money, bridge, construction, DSCR and working-capital programs are business-purpose only — for investment properties and business needs, not a home you live in. If you're buying a home to live in, FFC also arranges FHA and conventional home loans for eligible owner-occupied buyers, reviewed by a licensed loan originator.
Property programs typically start at a 650–680 minimum FICO depending on the program. Revenue-based working capital qualifies on your business's sales history instead of your score.
Property loans are built to close in days-to-weeks, not months — timelines depend on title, insurance, and appraisal. Working capital can fund in as little as 1–2 business days.
Fernandez Financial Capital is a broker (NMLS #2896990) that arranges financing through vetted lender partners — which is why we can match your deal to the program that actually fits it.
Often, yes, with a ground-up construction loan. The town's agricultural and rural-ranch zoning sets lot sizes, setbacks and allowed uses, so confirm the zoning and what the town will permit before you buy. Bring the survey and your plans to the first call.
Yes, for investment properties. If you plan to rent to students, tell us whether you'll use one lease for the whole home or separate leases by room, since some lender programs treat those differently. HOA leasing rules also apply in many nearby communities.